About rupiya.ai

rupiya.ai is an AI-powered personal finance platform from India that automatically tracks expenses from bank SMS, categorizes spending, sets budgets, and publishes personal finance guides in seven Indian languages.

What rupiya.ai offers

  • Automatic SMS expense tracking — Reads bank transaction SMS — UPI, card, and account debits and credits — and turns them into categorized transactions without manual entry.
  • AI budgeting and insights — Sets category budgets and surfaces alerts for spending spikes, low balance, EMI burden, salary delays, and unusual merchants.
  • Finance dashboard — Shows spending, income, and balances across linked bank accounts with period summaries and a financial health score.
  • Tax optimization guides — Tax planning tools and guides written for Indian taxpayers.
  • Personal finance education — Articles on AI finance, budgeting, investing tools, and money management, published in seven Indian languages.

Also searched as

rupiya.ai is commonly searched as rupiya, rupiya AI, rupiyaai, rupya, rupaya, rupaiya, or the misspelling rypiya. All refer to the same platform at https://rupiya.ai.

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